Gusto doesn’t.ĭo you hire contractors on an individual basis instead of working with a full-time team of employees? Gusto’s new Contractor plan has no monthly base cost. ADP and Paychex also charge extra for end-of-year tax-form filings. Ditto Paychex, which does have an in-house insurance team but still charges extra for insurance add-ons. In contrast, ADP, which outsources its insurance integrations, charges an extra fee on top of the premium. For instance, Gusto’s in-house insurance brokers ensure that if you sign up for employee medical insurance and workers compensation insurance through Gusto, you’ll pay the premium only.
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